OWNER FINANCING AVAILABLE! $48,900 with $7,335 down and $395.83 monthly. 4.85 acres of mature woodland near Torch Lake with scenic views. Minutes from Bellaire and Shanty Creek Resort. This unzoned property offers flexibility with electricity at the road. Perfect for your dream home, recreation, or investment. Enjoy nearby Torch Lake's crystal waters, Shanty Creek's golf and ski amenities, and Bellaire's charming downtown. The elevated terrain provides stunning views and privacy—ideal for a future home or getaway in Northern Michigan's desirable Chain of Lakes region. Year-round recreational opportunities abound with hiking, hunting, snowmobiling, and exploring the natural beauty of northern Michigan. Disclosure: Listing agent is the property owner.