$10,000 Seller Concession and Assumable Loan at 2.990% — a rare combo you don't want to miss! This charming, move-in ready cottage is one of the best values in Heber City. Offering 1,504 sq. ft. of updated living space, it blends modern upgrades with classic character and still leaves room to grow and personalize. Whether you're a first-time buyer, looking for a second home, or exploring investment opportunities, this home checks all the boxes. One of the standout features is the assumable mortgage of $212,559.06 at an incredibly low 2.990% interest rate — a huge advantage in today's market. On top of that, the seller is offering a $10,000 concession that can be used toward closing costs, rate buydown, or cosmetic upgrades to make the space truly your own. (Buyer must qualify with the lender; see attached document for details.) The home has been thoughtfully updated with a modernized kitchen featuring quartz countertops and a stylish new backsplash, durable LVP flooring in the main living areas, an updated bathroom, energy-efficient windows, a new A/C unit, a brand-new water heater, and fully replaced interior water lines. You'll also appreciate the detached 1-car garage with a spacious workshop, a partial basement for extra storage or future finishing, and a freshly poured concrete driveway and carport that offer plenty of parking. Located in the heart of Heber Valley, you're just 12 minutes from Deer Valley East Village, 27 minutes from both Park City and Provo, and only 45 minutes to the Salt Lake City Airport. With year-round outdoor adventure all around — from skiing and hiking to golf and boating — this location is hard to beat. Affordable, updated, and full of potential — plus a low-rate assumable loan and seller-paid concessions? Don't miss your chance to make this one yours.