This stunning waterfront home, nestled on two lots totaling 0.9 acres along the peaceful backwaters of Turnbull Bay, combines modern comfort with natural beauty. Built in 1997 by Jerry Johnson of the Johnson Group for the original owner, this 1,711 sq. ft. block residence offers 3 bedrooms, 2 bathrooms, and a 2-car garage. The split-floor plan features tile flooring, large windows, and sliding glass doors that fill the home with light. The updated kitchen boasts 2021 stainless steel appliances, granite countertops, and soft-close cabinetry. Other upgrades include a new HVAC (2020), a new roof (2011), and a remodeled main bathroom (2014) with handicap-accessible features. A 198-ft private boardwalk leads to a 10x20-ft dock, perfect for enjoying tranquil sunsets and wildlife. The home is in a sought-after HOA with pool and gazebo access, and is just minutes from fishing, beaches, golf, shopping, dining, and cultural events. A rare opportunity for both lifestyle and investment. Prime Location: This home delivers both privacy and convenience to everything from salt life to night life. Situated in a highly sought-after waterfront HOA with pool and gazebo access (479/yr), this home boasts enviable accessibility to prime fishing for red fish, black drum, snook, snapper, and even tarpon. Turnbull Bay and Spruce Creek Preserve are 1 miles or 10 minutes from the dock by boat and the municipal boat ramps are 2.7 miles (7 minutes) away. Scenic nature hiking and biking are within l .5 miles (4 minutes) while public beach access to miles of white sands and world class surfing is 4.3 miles (13 minutes) away; the NSB Golf Course is 1 mile away; the NSB Sports Complex 1.4 miles (5 minutes) away. This property is easily accessible from major roads, ensuring that you are never far from amenities, gourmet dining, or cultural events. For example, shopping, schools, healthcare facilities, and an airport are less than 10 minutes away. Just a few of the signature events this location has to offer include the annual Images Fine Arts Festival, Jazz Festival, and Shrimp and Seafood Festival; and the monthly Flagler Avenue Wine Walk and Classic Cars on Canal. Owning a waterfront property is not just about enjoying a dream lifestyle; it's also a sound investment. This home has never flooded and has a history of appreciating in value, making this an excellent opportunity for both personal enjoyment and financial growths Do not miss the chance to own a piece of paradise.