THE BEST FINANCING TERMS in Northern CO! The builder is offering a FIXED INTEREST RATE for qualified buyers, SIGNIFICANTLY BELOW MARKET LEVELS, along with a SUBSTANTIAL DOWN PAYMENT ASSISTANCE package to make homeownership more accessible! Buyer only needs to qualify for a loan amount of approximately $380k with the down payment assistance! NO METRO TAX! This beautifully designed 4-bedroom, 2.5-bathroom townhome with a 1-car attached garage is located just 2 miles south of downtown Loveland. Inside, you'll find sleek quartz countertops, stainless steel appliances, Shaker-style cabinetry with brushed nickel hardware, and stylish modern finishes. The main level features durable luxury vinyl plank flooring, while the home is designed for year-round comfort with central AC, ceiling fans in all bedrooms, a Navien on-demand hot water heater, and a 95% high-efficiency furnace. Enjoy the fully enclosed, dog-friendly fenced yard with professional landscaping, perfect for outdoor relaxation. The HOA covers snow removal on the driveway, front walkway, and sidewalks, as well as front yard lawn care. It is ready for connection to high-speed Internet from Pulse. This opportunity is exclusively available to owner-occupants who have not owned a home within the past three years, with exceptions for those displaced due to divorce or separation. Investors are not eligible. With the special financing offer, your estimated monthly payment could be lower than the average rent, making homeownership a smarter, more affordable choice. We're not just building affordable housing-we're building high-quality homes that are affordable. Don't miss this rare opportunity to own a premium home at an unmatched value-contact us today to explore your eligibility and get personalized loan terms!