Qualifying for the Cleveland County First Time Home Buyer Down Payment Assistance Program and for 100% Financing with USDA AND built in 2024, this small town handicap accessable jewel isn’t just move-in ready—it was engineered for serious savings. This 3-bed, 2-bath fortress features Fox Blocks ICF construction(designed for tornado and hurricane environments), delivering top-tier insulation, mold and pest resistance, long-lasting durability, and superior noise reduction. Paired with a modern mini split system, tankless hot water heater, and a 100% electric appliance setup, this home is designed to slash monthly utility bills, offer predictable year-round energy costs, and help you avoid fluctuating gas prices—all without sacrificing comfort. The kitchen brings both form and function with granite countertops, soft-close cabinets, and custom pull-out pantry drawers that make everyday living a breeze. The bedrooms feature large closets. The bathrooms feature granite countertops. Set in a quiet, established neighborhood and zoned for top-rated Noble Schools, this home combines smart design, long-term savings, and modern comfort in one powerful package. The sellers have aggressively priced it below appraised value for rapid sale—reach out today before this one disappears.