***SPECIAL FINANCE DEAL WITH PREFERRED LENDER*** Welcome to your coastal retreat! This adorable 3-bedroom, 2-bath cottage is situated on a spacious .25-acre lot just a short walk from the serene shores of Ft. Morgan Beach. Whether you’re looking for a vacation home, investment property, or a place to call your own, this charming cottage has it all.Step inside to discover a beautifully updated interior featuring a large living room with modern flooring, perfect for relaxing or entertaining. The kitchen is a true highlight, with newer appliances, fresh counters, updated flooring, and plenty of space for a large dining table, ideal for family meals or hosting guests.Enjoy views of the Gulf of Mexico right from your back deck, where you can watch the waves roll in and unwind in the coastal breeze. With direct beach access just outside your back door, you're only steps away from the sand and surf. The front deck offers breathtaking views of Mobile Bay, where you can take in stunning sunsets every evening.The lower level provides plenty of open space for parking, storage, and even a picnic table—perfect for outdoor gatherings or enjoying fall football games. With ample parking space for vehicles and golf carts, it’s easy to explore the area and make the most of beach life.Take your golf cart to the nearby Tacky Jacks or enjoy fishing at the Ft. Morgan pier, just minutes away. Located close to world-class golf courses, delicious restaurants, and all that Gulf Shores has to offer, this home is the ideal spot for both relaxation and adventure.There’s no HOA, so you have the freedom to make this your own or capitalize on its potential as a short-term rental. Whether you’re seeking a private escape or a savvy investment opportunity, this charming beach cottage is ready for you!Don’t miss out—schedule a showing today and start living the beach life you’ve always dreamed of! Insurance costs:$4900 Homeowners $975 Flood. Buyer to verify all information during due diligence.