No HOA and No Rental Restrictions for this home on Topsail Beach with Beach Access across the street! This affords the homeowner and/or investor many possibilities and a second home to live in that supports itself with direct Beach Access. The current owner has successfully rented on VRBO and Airbnb. The home was renovated in 2024 with upgraded materials including kitchen with granite countertops and remodeled bathrooms. Home Insurance and Flood Insurance are transferable to the new owners at a very affordable price through the insurance and flood companies. This second row home with plenty of parking for an RV, boat and visitors, offers a reverse style plan and a newer deck roof which allows you to sit outdoors with being covered from rain and too much sunshine plus it is large enough for dining outside. This home sits on a DOUBLE SIZE LOT that affords many possibilites, pool or expansion. The ocean breezes, sunrises and sunsets can be seen from the wraparound porch over the ocean and intracoastal waterway. It is a short walk to launching your kayak or pickle ball courts, restaurants and fishing. The top floor has a living room, dining area, kitchen and a den/4th bedroom that offers a full bath and french doors to the patio. The high ceilings in the living area provide a bright and cheery feeling all day. The second floor of the main home consists of 3 bedrooms, master with private bath and 2 with shared bathroom. There is a walkout balcony on the bedroom floors as well as top floor. Renters describe the house as welcoming and cozy. The lower ground floor level offers a private living space that the owners have enjoyed while renting the upstairs or coming off the beach to cool down including a relaxation area for beverages and an outdoor shower. Furnishings are included with a few exceptions.THIS HOME NEEDS TO BE SEEN TO APPRECIATE WHAT TOPSAIL BEACH HAS TO OFFER.